Regulation in. Review-ready work out.
Every step cited.
Tracfox compliance AI agents handle the document-heavy work behind regulatory compliance: reading regulations, drafting obligations, assessing change, proposing control updates and preparing evidence for review. Every output stays linked to its source. Your SMEs retain the decision and sign-off.
The problem Tracfox solves
Regulatory work becomes difficult when the rule, obligation, control and evidence live in separate places. A change to the source should not disappear between systems or rely on somebody remembering what it affects.
Tracfox keeps that chain connected and inspectable. The aim is not autonomous compliance. It is better-prepared people working from evidence they can follow.
From regulation to exam, one system
Regulation management
US and UK regulations, parsed into atomic obligations with citation, applicability and effective date. Amendments arrive as diffs against the version you mapped.
Controls management
An obligation without a mapped control is surfaced as a gap. When an obligation changes, affected control mappings return to SME review.
Evidence validation
Tracfox agents help teams organize evidence against what each control requires: the right document, period, owner and approval. Missing or stale evidence is surfaced for review.
Exam preparation
Examiner requests can follow one inspectable chain: citation → obligation → control → evidence. Scope the regulations under review, inspect the chain and prepare the response.
Continuous compliance
Between exams, agents help teams monitor amendments, effective dates, expiring evidence and unresolved gaps. Each issue is surfaced as work that can be reviewed and assigned.
Agents do the work. You keep the sign-off.
Tracfox agents assist each stage of the work. They draft and propose; they do not approve. Work reaches an SME with its source and unresolved questions visible, and the review history preserves both model and SME actions.
Quality is checked across more than citation presence. Is the obligation grounded and correct in context? Is it complete, with applicability, conditions, exceptions, thresholds and timing retained? Have the relevant definitions been applied and cross-references resolved? Does the cited language support the exact claim?
Citations are load-bearing, but they are not proof by themselves. Work that cannot meet the agreed standard moves to SME review with the findings attached. The institution keeps the decision and sign-off.
Built for the people who get examined
Compliance officers, BSA officers, and internal audit at mid-market financial institutions.
Credit unions
Obligations scoped to your charter and examiner, without bank-only noise.
Community banks
Asset-threshold aware: see which obligations may come into scope as your institution grows.
Neobanks
Activity-based scoping across the states you operate in and the banking partners you work with.
Digital asset firms
State-by-state money transmission plus fast-moving federal text, versioned as it moves.
The people behind Tracfox
A team spanning regulated financial software, applied AI, regulatory interpretation, controls and assurance.
Gayatri Raman
Sat Krish
Apurva Mehta
Jeff Ingber
Lisa Galasso
Bobby Gilja
Walk the chain on your own regulation
Bring a regulation you're examined against. Watch it decompose, map onto controls and demand evidence. An evaluation uses one regulation and your own control library: small, inspectable and yours to judge.